the viewer phoenix has been good on my w7 64 bit lappy, so based on new info, i decided to get all my old viewers off, and then download the phoenix 818 SSE2 viewer.
it worked beautifully! looks so good, and so far not crashy and stuff rezzes! here's a picture...(it dint make me a better photographer)
HOWEVER i must have deleted a cache or failed to create a separate cache or SOMETHING! because....
when i logged into my old 32 bit lappy on SL, i got a little of my current fairy look, plus a little of my new year's eve tiny tiger look all jumbled together! what a hoot!